Pension funds are essentially savings with a tax break. When you are working, there are a number of ways you can save for your retirement and we can help select the best pension type for your individual circumstances. Some like to have their funds managed by a life assurance firm, while others like to have direct control over the asset selections (sometimes referred to as Self-Administered Funds). We can advise on both. When you come to retirement, we can also advise on the various methods of taking your retirement benefits (including tax free cash), and comment on which is the most suitable for you.
If something happened to you, would your family or business be able to cope financially? We'll tailor the right protection for your family today, so they have financial security for tomorrow. We can advise on a variety of insurances, including for your business if required. Having business protection ensures that in the event of the death of a shareholder, the value of their shareholding in a private company is unlocked in a tax efficient manner. Acumen & Trust provides consultancy and administration services in relation to all types of protection: life, income, serious illness and business protection to give you the peace of mind in knowing you've a plan in place, whatever the future may bring.
We provide the best advice and access to the most competitive deposit rates, ensuring your portfolio is optimised to provide the best return for you, and that funds are protected by the available guarantees. We also advise with a view to ensure ongoing liquidity to meet your needs.