Investing in the current economic conditions presents particular challenges when balancing exposure to performing assets with the need to manage risk.

With this in mind, the Protected Healthcare Account, in conjunction with KBC Bank Ireland, creates the potential for real returns while underpinning the investment with 100% capital security.

Summary Features

Investment Assets
The Protected Healthcare Account is a five year deposit that provides capital security with potential interest reflecting the performance of an equally weighted portfolio of twelve global healthcare and pharmaceutical stocks. Companies include leading brands such as GlaxoSmithKline, Johnson & Johnson, Merck and Sanofi.

Capital Security
Capital security is provided by KBC Bank Ireland plc, a wholly owned subsidiary of Belgium-based KBC Bank NV. 100% of your capital is protected at maturity.

Double Growth Feature
Your Interest will be double the average share price performance up to a maximum of 50% on each of the twelve stocks in the Stock Portfolio. The maximum overall return is therefore 100% (CAR 14.87%). Where the return is subject to DIRT @ 30%, the maximum return after tax is 70% (CAR 11.20%). 

Term
The term of the investment is five years with no access to your funds before maturity.
Minimum Investment
The minimum level of investment is €25,000.

Update
This Account is now closed for investment, however the valuation as of 17th January 2012 is +12.11% since it's inception on 12th December 2011.

If you are interested in similar deposit accounts, please contact your consultant or David Moran on               01 2936500       if you would like to discuss similar investment opportunities in more detail, or view the detailed features of the Protected Healthcare Account. (119.9 KB)
You can view the full brochure here Protected Healthcare Account Brochure (4.48 MB)